" Fred, Happy New Year.  Thank you for this feedback. It is very useful for me to improve the operation. "

-- Robert Beals, Vice President - Loss Mitigation Manager, RBS Citizens --

" Fred,  I just want to say Thank You for everything you have done for us in selling our house in Westfield Indiana.  I knew when looking for a realtor that I would have to do a short sale.  When I met with you, you informed me of every scenario that could happen.  Even though everything was done through email and phone calls since we were living out of state, you made what we needed to do very effortless.  You emailed me and gave me an update if not once a week, every couple of weeks.  If I had questions, or needed information, you responded in the same day.  There were times that I would get discouraged and you always assured me that it was your job to find a buyer and that I should not worry and let you do your job.  That is exactly what you did.  I was released from all liability for the deficiency balance.  I don't know how we can repay you for everything you have done for us.  Thank you again. "

-- Karla Duncan, Westfield --

" I recently worked with Fred on a short sale transaction. He made the process go very smoothly, he always made sure myself and my client were updated, he helped my clients a great deal with explaining every step and everything was done in a timely and professional manner. I would refer Fred and work with him again in a heartbeat. He is the best at what he does! "

-- David Cronnin, REALTOR, RE/MAX Ability Plus --

" Fred, I thank you for your business and it has been a pleasure working with you. I also hope that we will work together on future files. Your feedback is very important to me as it will help me to perfect the process as I move along. Feel free to send me a detailed email regarding your experience via Equator message. Thanks again! ... Warm Regards "

-- Tracy Ferris, Equator Short Sale Department, Bank of America --

" I have personally had the opportunity to work with Fred Krawczyk on a short sale.  Not only is he a great agent but he knows how to process the short sale very efficiently.  He has good relationships with many banks.  He helped me tremendously with one of my listings and kept track of all the paperwork that goes with this type of transaction.  I can't thank him enough for the help he provided.  I recommend him to anyone for a real estate transaction as an agent or a short sale specialist. "

--  Si Johnson, Managing Broker / REALTOR, F.C. Tucker Company, Inc. --

" I recently completed a short sale transaction with the help of Fred Krawczyk.  He handled the entire process with the bank once we received the offer from the buyer.  He completed the deal in a timely manner and was efficient in his communication with me as the listing agent and also with the buyer's agent and our seller.  Fred was very professional and I would certainly work with him again. "

-- Julie Downham, REALTOR, Prudential Indiana Realty Group --

"  Fred and I had a recent transaction in which he represented the seller of a short sale home.  He was the most knowledgeable agent that I have ever worked for in the "short sale" arena.  He clearly understands how the banks process these deals and what is needed to cut through the red tape.  He provided us with a timeline in order to manage our expectations, updated us on a regular basis, and got the deal to the closing table as quickly as possible.  He is an expert in this area. "

-- Susan Miller, REALTOR, F.C. Tucker Company, Inc. --

"     Bad things happen to many people - most of them beyond their control!  That was our situation, and with God's blessing, brought Fred Krawczyk into our life.  I developed chronic, disabling health problems and my husband lost his job.  We built our dream home that was to be for retirement. How quickly life changes.  Rather than risk Foreclosure, we were blessed to meet Fred.  Fred introduced us to and took on the task of the Short Sale process which would help us eventually rebuild our credit when our dream home sold.

Our home was on the market for almost 2 1/2 years.  Fred worked tirelessly, dealing with the problematic Banks...fielding offer after offer, and preventing a Foreclosure.  We have no idea what all he went through, because he ran the interference and negotiations.  I believe because it was a beautiful, high-end home, the banks stayed in the game....but only because of Fred.  He knew how devastated I was, about the entire situation. Kindness, sensitivity and empathy is how Fred conducts his business.  He never gave up, and did all he could to ease my disappointment.  But we prevailed recently, and now a loving family will be in the home, filling it with love and "home pride" that was so important to me.

I have gradually accepted what has happened....life gives us what it does.  But my healing, and gratitude are because of Fred.  He knew the home needed the right family, and he delivered.  I will never forget him, and when finances improve, we will certainly utilize Fred and his company for a future purchase.  Fred is the best!  His dedication, compassion, and perseverance are unsurpassed.  Thank you, Fred.  We call you our friend....and will recommend you to all we can.  With our sincerest thanks ... "

-- Dianne and Ted, Westfield --

" Fred,  I want to say to you, "Thank you for helping me with my short sale" you did a great job! I know it was the Lord that sent you my way! You helped me out in so many ways. You were a blessing and a wonderful person to know. Thanks again! "

-- M. Guyinn, Indianapolis --

" Fred,  I wanted to take the time to thank you for all your help. I am very satisfied with the way you handled the sale of my home. Your professionalism and work ethic should be commended.  As I come across anyone who expresses an interest in selling their home, I will definitely refer them to you.  Once again, thank you for a job well done."

-- L. Burnett, Indianapolis --

"Without Fred Krawczyk of the FC Tucker Company, my house would still probably be for sale. After being laid off from my job, it became necessary to put my house up for sale.  It sat on the market for nearly a year before I was referred to Fred by an acquaintance.  Upon hearing Mr. Krawczyk's presentation, it was evident that I had little to lose by contracting his service.  By this time I had vacated the house, and was just hoping to find a buyer in time to avoid foreclosure.  Mr. Krawczyk was extremely professional and responsive during his updates to me,  keeping  me updated, as necessary, on the progress.  Soon, a buyer was found and a short sale was underway.  Mr. Krawczyk handled all communications with the two lending institutions holding loans on the house.  To my complete amazement and relief, not only was the short sale successfully completed, but Mr. Krawczyk had negotiated the writing off of both loans.  The paperwork was faxed to me for my signature, and after nearly a year and half, a huge weight had been lifted from my shoulders at no financial cost or expense of time and effort on my part.  I would highly recommend the services of Fred Krawczyk and FC Tucker!"  Sincerely,

-- M. Rodriguez, Carmel --

"Fred,  Just want to thank you for all you did to get our house sold. Having you to deal with the bank and getting it all done was such a relief !  Now we feel that we can work on restoring our credit.  Again, Thank You so much!!

-- Mark & Lucy, Indianapolis --

Fred, just another note of thanks to you, along with congratulations on the sale of Lucy & Mark's house.  Wayne and I appreciate your hard work.  Thanks again for getting it done - I know they are quite relieved and most grateful.

-- Lynn Meredith, REALTOR, The Meredith Group, F. C. Tucker Company, Inc. --

I am a single parent. I have limited resources and I am recently coming out of bankruptsy. I wanted to own a home but I did not think I could afford a newer home in the Westfield area. I have known Fred Krawczyk for about ten years and I now realize how much of a blessing this has been to me. I knew nothing about the short sale process or the benefit it could be for a person in my financial situation. Through Fred's company I was able to purchase a home for approximately $30,000 less than its assessed value. There is no way I could have otherwise purchased a home of this quality and location. Fred was always available and answered all my questions in a timely manner. He was a big help through the entire process. I do not hesitate to recommend Fred Krawczyk & Associates to anyone considering a short sale.

Jeff Devezin, Westfield

I have done a lot of jobs for Fred Krawczyk & Associates in the past few years and they are a great company to work with. Very well organized and they know exactly what they want and need. Fred and Kathleen are great to work with and in the past twenty years I have only met a few people that compare to this company. When you are finished with the job, you do a walk through and are quickly paid.

Mike Cahill, G.C. and CEO of Celtic and Companies Inc

I want to thank Fred Krawczyk & Associates for helping me purchase my new home. In today's uncertain economic times I can't imagine paying full retail so a short sale was the only logical choice. The savings was substantial and with Fred's help I was able to purchase more house than I originally thought I could afford. Fred and Kathleen were always available to answer all of my many questions and helped me find a 3 year old house that I love. It's a great feeling buying a home when you already have decent equity from the day you move in. Well worth the wait!"

Chad, Noblesville

Working with Fred Krawczyk & Associates has been an exemplary experience. This group is extremely experienced in the short sale process and always keeps the customers interests first and foremost. Integrity is the word that I feel best describes them, they show so much compassion for the client, never giving up, always adhering to good morals and ethics, trustworthy, extremely hard working, fair, honest and the list goes on. I have worked with many other groups in the past but none have produced and delivered like Heritage Partners !!!. I count on the people I work with to treat my customers fairly and with respect, just as I treat my clients and Fred Krawczyk & Associates always delivers going above and beyond. I was not educated in Short Sales when I began working with them and they have taken much time and effort to make me a Short Sale REALTOR expert. Their knowledge of the process is unsurpassed! I would refer them to anyone and have; I feel privileged to be working with them as one of their REALTORs of choice!

Ashley Gardner, Century 21 Carmel

We heard about Fred from a co worker and from the beginning it was a blessing. Without the Fred and Kathleen we would never had made it to home ownership. They never gave up on us and worked with us, teaching us about our credit and how to make our dream of home ownership reality. They opened our eyes on how to handle and fix our credit. They showed us we were not alone and there is help out there. It is so nice to know there is a company out there that cares about you, wants to help you and actually does what they promise to do. The most important thing is they teach you how to help yourself, as long as you are willing to learn. We are now LOVING our stable new life in a home that is actually ours. I cannot say enough good things about Fred and Kathleen, they will be forever in our gratitude!"

Stephen and Nichole, Carmel

I have known Fred Krawczyk for over nine years. I have both a personal and professional relationship with him. In addition to being an excellent friend and neighbor, he was a tremendous help to me when I was trying to sell my home. Fred used his experience and knowledge of the real estate market to make the selling process as easy as possible for me. He kept me up to date on what was happening, what buyers were saying about my home, and steps I needed to take to get my house sold. I highly recommend Fred Krawczyk to anyone. His professional manner, along with his excellent communication, made my house selling experience a positive one.

Angela, Westfield

The Fred Krawczyk & Associates short sale process is a real help in these turbulent times. It is nearly impossible to move non-performing real estate off the books without the help of a proven system in today's current market. Fred Krawczyk & Associates , under the leadership of Fred Krawczyk, provided the professional assistance we needed. We are grateful for their guidance through our short sales."

Rick, Carmel 

My house was part of a divorce settlement, however, it soon became difficult to keep up on the mortgage payments after I lost my child support. When the payment went up on my adjustable mortgage, I started to fall behind. I tried, but couldn't sell my house using traditional methods. Fred Krawczyk & Associates was able to buy my house after negotiating with my bank and keep a foreclosure off my credit report. Thank you."

Teri - Carmel