What is a Lender?

Banks can lend you money to buy a home and, in this capacity, they are a "lender" but, typically, the Bank is facilitating the transaction or "Servicing" the loan for an underlying investor such as Freddie Mac or Fannie Mae. Some Lenders, like Credit Unions, keep the loan in-house and are not merely servicing the loan for the Lender.

Getting a Mortgage
What is a Bank Owned Property?

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